Privacy Policy describes the information We collect from You, how We use that information, and our legal basis for doing so. It also covers whether and how that information may be shared, and Your rights and choices regarding the information You provide to Us.

About Privacy policy

This document and Valerina Make Money LLC processes have been made in accordance with the requirements of the legislation (e.g. GDPR, CCPA, LGPD) on personal data discloses: the obligations of the right holder, methods and grounds of processing, personal data protection measures, as well as the rights of personal data subjects.

This legal document is public and available at https://x2b.finance/legal/privacy

This Privacy Policy governs our Website (https://x2b.finance/) and software that link to, or contains references to this document and is published or made available by Us.

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Products. By using the Website and the Product, You agree to the collection and use of information in accordance with this Privacy Policy.

PLEASE READ THIS PRIVACY POLICY CAREFULLY

It summarizes the various ways We acquire and treat Your Data when You access, visit and/or use our software. This Privacy Policy does not cover information collected on sites, applications, destinations, or services linked from our website and software that We do not own or control.

Please note We will update this Privacy Policy from time to time to reflect any changes or proposed changes to our use of Your personal data, or to comply with changes in applicable law or regulatory requirements. We may notify You by email of any significant changes to this Privacy Policy, but We encourage You to review this document periodically to keep up the date pf the last revision.

YOU ACKNOWLEDGE THAT YOU HAVE FULLY READ, UNDERSTAND, ACCEPT AND AGREE WITH OUR PRIVACY POLICY AND OTHER LEGAL DOCUMENTS without the exceptions and qualifications, so You are responsible for their violation.

THE CONDITIONS OF THIS PRIVACY POLICY, AND OTHER LEGAL INSTRUMENTS ALLOWED IN THE TERMS AND CONDITIONS ARE SIGNIFICANT FOR YOUR EXECUTION.

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If You do not agree with all of our Privacy Policy or a part of it, then please don't use our Services!

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Definitions

The text of our Privacy Policy uses terms and concepts with the following meaning:

Personally Identifiable Information (referred to in this document as “PII”) means that alone or in combination with other information or certain contexts can be used to identify, distinguish or trace You and Your Device(s);

Data means all information that We or Third parties have got from You, including technical information about Your Device(s) or accounts and non-personal identification information;

Product means app «X2B», that was developed, published or made available by Us;

Third party (or Third-Party Providers) means the third party with whom We entered into an agreement and / or collecting, processing and storing Your technical, and other data;

Device means a hardware operated by a person and may refer to a smartphone, tablet;

Website refers to X2B, accessible from https://x2b.io/

Cookies mean small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses;

Profile and / or Account means the section of the Product that contains details, data and (or) other information about a User. By using an Account, You may access to using the Product.

User means You as the person who had created an Account and use the Product.

All the above terms can be indicated in the plural. When using the term, it is necessary to start from the context of the text of using the term. All capitalized terms used in this Privacy Policy that are not otherwise defined have the meanings set forth in the Glossary.

1. Introduction

This Privacy Policy governs websites, software that link to, or contain references to, this document and are published or made available by Valerina Make Money LLC (located in Jl. Raya Uma Buluh No.23, Desa/Kelurahan Canggu, Kec. Kuta Utara, Kab. Badung, Provinsi Bali, 80361), its parent, subsidiaries, and affiliates. Please read this Privacy Policy carefully. It summarizes the various ways We acquire and treat Your Data when You access, visit and/or use the Product.

You can access this Privacy Policy any time on the Product's description screen, or as otherwise indicated depending on the Product You are using, or at https://x2b.finance/legal/privacy

By visiting the Website or by clicking the button with the text “I Agree” and using the Product: You agree to be bound by this Privacy Policy at https://x2b.finance/legal/privacy

If You don’t agree with the terms and conditions of this Privacy Policy, You should not access, visit and/or use the Product. We advise that You print or retain a digital copy of this Privacy Policy for future reference.

This Privacy Policy may be modified from time to time, so check back often. So that You are aware changes have been made, We will adjust the “Last Revised” date at the beginning of this document. If We make a significant change in the way We use or share Your PII, We will also post on the Product a prominent notice that a change was made. Continued access to the Product by You will constitute Your acceptance of any changes or revisions to the Privacy Policy.

This Privacy Policy in the part of Personally Identifiable Information must be used only in a case, when You give to Us (or to Third-Party that provided by Us) Your PII such as Your name, email address, postal address, or phone number, not all Your Data.

2. The Types of Data Acquired About You

2.1. Data

Information Maintained on Your Device. When You visit the Website or use the Product(s), and when You have enabled such collection in Your device or Product’s(s’) settings, We may collect certain information maintained on Your Device to help Us tailor our Product(s) to You.

2.2. Children’s Privacy Data

Protecting the privacy of Young children is especially important. Our Products are not directed to children under the age of 18, and We do not knowingly collect PII from children under the age of 18 without obtaining parental consent. If You are under 18 years of age, then please do not use or access the Product at any time or in any manner. If We learn that PII has been collected on the Product from persons under 18 years of age and without verifiable parental consent, then We will take the appropriate steps to delete this information.

The Product is not intended to be used by children under the age of 18 and is not intended to be used to post content to share publicly or with friends. To the extent that children under the age of 18 have posted such content on the Product, children under the age of 18 have the right to have this content deleted or removed using the deletion or removal options detailed in this Privacy Policy. If You have any questions regarding this topic, please contact Us as indicated in Section 10. Please be aware that, although We offer this deletion capability, the removal of content may not ensure complete or comprehensive removal of that content or information.

2.3. Anonymous Data

Some of the Data that We acquire cannot identify, distinguish or trace You or Your Device, even if combined with other identifying information, and some Data that could be considered PII when combined with other identifying information is not used in a way that identifies, distinguishes or traces You or Your Device, but is instead used anonymously, often aggregated with other anonymous Data about other users.

2.4. Credit/Debit Card and Payment Account Data

We may collect and process your credit/debit card number or payment account data, as well as any sensitive personal data, for the purpose of providing our services, receiving payments, disbursing funds, complying with applicable laws, including AML/CTF policies, and preventing criminal activity. We will only use this data for the purposes for which it was collected and will take reasonable measures to ensure its security and confidentiality.

2.5. PII

We may ask You to provide Us with certain Personally Identifiable Information that can be used to contact or identify You. PII may include, but is not limited to:

- Email address

- First name and last name

- Phone number

- Usage Data

3. How We Acquire Your Data

3.1. Data You Provide

We mostly receive Your Data and PII because You provide Data and PII by the Product to Us, the Third Party by Your deliberate choice.

3.2. Data Automatically Collected

The Product may also automatically collect Data about You, Your online behavior, and Your Device. The Data collected may include, without limitation:

- Unique device identifier generated from the device MAC/IMEI/MEID, which We alter to limit the ability to identify the relevant device in the future;

- An advertising ID, such as the Apple IDFA or the Android Ad ID;

- IP address;

- Device manufacturer and model;

- The operating system and version running on Your system or device;

- Language;

- The make of the CPU, and the number of CPUs present;

- Amount of memory present;

- Current screen resolution;

- Operating system identifier.

3.3. Cookies

We use Cookies and similar tracking technologies to track the activity on Our Website and Products so store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our services. The technologies We use may include:

• Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless You have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.

• Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit Us, for example, to count Users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. We use both Session and Persistent Cookies for the purposes set out below:

Necessary / Essential Cookies

Type: Session Cookies

Administered by: Us

Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.

Cookies Policy / Notice Acceptance Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies identify if users have accepted the use of cookies on the Website.

Functionality Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies allow Us to remember choices You make when You use the Website, such as remembering Your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter Your preferences every time You use the Website.

4. How We Use Your Data

4.1. Processing Your Requests

We use Your Data to process Your request for contact and/or Products.

For example, to get Our Products or make contact with Us, You must provide Your name and e-mail.

4.2. Administering the Product and the Website

We also use Your Data for any lawful business purpose in connection with administering the Product and the Website, including without limitation for customer service, to help diagnose problems with servers and the Product or the Website.

4.3. Communications

We may use Your PII to communicate with You about new features, events, or other products offered by Us.

4.4. Legal Requests

We and Third Party may also provide access to Your Data to cooperate with official investigations or legal proceedings brought by or otherwise involving governmental and/or law enforcement officials, as well as private parties, including, for example, in response to subpoenas, search warrants, court orders, or another legal process.

4.5. Transfer or Sale of Our Business or the Product

As our business changes, We may buy or sell various assets owned or controlled by Us. In the event all or a portion of the assets are sold, assigned, transferred, or acquired by another company due to merger, divestiture, restructuring, reorganization, dissolution, financing, acquisition, bankruptcy or otherwise, Your Data may be among the transferred assets.

4.6. Security and Investigations

We can use Your data (including Your communications) for security purposes or to prevent or investigate possible fraud or other violations and/or attempts to harm our Members, Visitors or others.

4.7. Retention of Your PII

We will retain Your PII only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your PII to the extent necessary to comply with our legal obligations (for example, if We are required to retain Your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

We will also retain Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Products or Website, or We are legally obligated to retain this data for longer time periods.

5. Sharing Your Data for Marketing; Opt-Out; How to Update Your Data

5.1. Credit/Debit Card/Crypto-wallet address and Payment Account Data.

We may collect and process your credit/debit card/crypto-wallet address or payment account data, as well as any sensitive personal data, for the purpose of providing our services, receiving payments, disbursing funds, complying with applicable laws, including AML/CTF policies, and preventing criminal activity. We will only use this data for the purposes for which it was collected and will take reasonable measures to ensure its security and confidentiality. By using our services, you consent to the collection and processing of your data in accordance with this privacy policy provision

5.2. Sharing Your Data for Marketing

We will not share Your Data, except third party indicated by you.

5.3. Links To Other Sites

Our Website and our Product may contain links to other sites, and apps that are not operated by Us. If You click on a Third party’s link, You will be directed to that Third party’s site or app. We strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any Third party’s sites or services, or applications.

5.4. Legal Disclosures

It is possible that We will need to disclose information about You when required by law, subpoena, or other legal processes or if We have a good faith belief that disclosure is reasonably necessary to

1) investigate, prevent or take action regarding suspected or actual illegal activities or assist government enforcement agencies;

2) enforce our agreements with You;

3) investigate and defend ourselves against any third-party claims or allegations;

4) protect the security or integrity of our Services (such as by sharing with companies facing similar threats);

5) exercise or protect the rights and safety of our members, personnel or others.

We may dispute such demands when We believe, in our discretion, that the requests are overbroad, vague, or lack proper authority, but We do not promise to challenge every demand.

6. Online Behavioral Advertising (OBA) and How to Opt-Out of OBA

6.1. How OBA Works

Third-Party Providers will at times also use Tracking Technologies for purposes of “online behavioral advertising” (OBA). OBA allows the serving of advertisements tailored to interests You have shown by browsing on the Product and other sites, applications, destinations, and services, using the same or a different Device. To enable OBA, these Third-Party Providers use Tracking Technologies to collect Data including for example the make, model, settings, specifications (e.g., CPU speed, connection speed, browser type, operating system, device identifier), and geographic location of Your Device, as well as date/time stamp, IP address, pages visited, time of visits, Content viewed, ads viewed, the site(s), application(s), destination(s), and/or service(s) You arrived from, and other clickstream data. The use of Tracking Technologies by Third-Party Providers is subject to their privacy policies, not this Privacy Policy, and We have no responsibility or liability in connection therewith. You may visit Third-Party Providers' sites and discover their privacy policies.

6.2. Opt-Out of OBA

If You do not want OBA at all, You may be able to opt-out by visiting http://www.aboutads.info, http://www.networkadvertising.org, http://www.Youronlinechoices.com/uk аnd/or by clicking the “Ad Choices” icon that appears in advertising served through OBA. Please note that the option to opt-out applies only to tracking by Third-Party Providers across this Product and other sites, applications, destinations, and services, and not tracking among pages within the Product itself.

7. Transfer of Your Data Among Jurisdictions

Our Product is geared to a worldwide audience. Your Data may be processed, transferred to, and maintained on, servers and databases located in any part of the world.

8. Data Security and Notification

8.1. Security Measures

We take commercially reasonable security measures to protect against unauthorized access to, or unauthorized alteration, disclosure or destruction Data that You share with Us.

8.2. No Liability for Breach

Because no data transmission is completely secure, and no system of physical or electronic security is impenetrable, We cannot guarantee the security of the Data that You send to Us or the security of servers, networks or databases, and by using the Product You agree to assume all risk in connection with Your Data. We are not responsible for any loss of such Data or the consequences thereof.

8.3. Breach Notification

If We believe the security of Your Data in our possession or control may have been compromised, We may seek to notify You. If notification is appropriate, We may notify You by email, push notification, or otherwise.

9. Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF)

This Privacy Policy outlines the collection and use of personal data for Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) purposes in the context of cryptocurrency and finance. This policy is applicable to all individuals and entities who engage in cryptocurrency and finance-related activities.

9.1. Collection of Personal Data

In order to comply with AML and CTF regulations, we may collect the following personal data:

1) First name and Last name;

2) Date of birth;

3) Nationality;

4) Residential address;

5) Identification documents (e.g. passport, driver's license);

6) Contact information (e.g. phone number, email address);

7) Financial information (e.g. bank account details, transaction history).

9.2. Use of Personal Data

The personal data collected will be used solely for AML and CTF purposes, including but not limited to:

1) Verifying the identity of individuals and entities engaging in cryptocurrency and finance-related activities;

2) Monitoring transactions for suspicious activity;

3) Reporting suspicious activity to relevant authorities;

4) Complying with legal and regulatory requirements.

9.3. Disclosure of Personal Data

We may disclose personal data to third parties, including but not limited to:

1) Regulatory authorities;

2) Law enforcement agencies;

3) Financial institutions;

4) Service providers.

9.4. Security of Personal Data

We take appropriate measures to ensure the security of personal data collected for AML and CTF purposes. This includes but is not limited to:

1) Implementing appropriate technical and organizational measures to protect personal data against unauthorized access, disclosure, alteration, or destruction

2) Limiting access to personal data to authorized personnel only

3) Regularly reviewing and updating our security measures to ensure they remain effective

9.5. Retention of Personal Data

We will retain personal data collected for AML and CTF purposes for as long as required by law or regulatory requirements.

9.6. Conclusion

By engaging in cryptocurrency and finance-related activities, individuals and entities agree to the collection and use of personal data for AML and CTF purposes as outlined in this Privacy Policy. We reserve the right to update this policy from time to time and will notify individuals and entities of any changes.

10. Your Data protection rights under General Data Protection Regulation (GDPR)

10.1. If You are from the European Economic Area (EEA), our and Third parties' legal basis for collecting and using the personal information described in this Privacy Policy depends on the PII We collect and the specific context in which is collected.

Your Data may be collected on the following basics:

- Third parties need to perform an agreement with You;

- You have given a permission to collect and process Your Data;

- The processing is in our legitimate interests and it's not overridden by Your rights;

- To comply with the law.

10.2. If You are a resident of the European Economic Area (EEA), You have certain data protection rights. If You wish to be informed what PII We hold about You, please contact Us. If You wish to be informed what PII Third parties hold about You and if You want it to be removed from Third parties' systems, please contact them.

10.3. In certain circumstances, You have the following data protection rights:

a) Your right of access

If You ask Us, We will confirm whether We are processing Your PII and, if so, provide You with a copy of that PII (along with certain other details). If You require additional copies, We may charge a reasonable fee for producing those additional copies.

b) Your right to rectification

If the PII We hold about You is inaccurate or incomplete, You are entitled to have it rectified. If We have shared Your PII with others, We'll let them know about the rectification where possible. If You ask Us, where possible and lawful to do so, We will also tell You who We've shared Your PII with so that You can contact them.

c) Your right to erasure

You can ask Us to delete or remove Your PII in some circumstances, such as where We no longer need it or where You withdraw Your consent (where applicable). If We have shared Your PII with others, We will let them know about the erasure where possible. If You ask Us, where it is possible and lawful for Us to do so, We will also tell You who We have shared Your PII with so that You can contact them directly.

d) Your right to restrict processing

You can ask Us to "block" or suppress the processing of Your PII in certain circumstances such as where You contest the accuracy of that PII or You object to Us processing it for a particular purpose. This may not mean that We will stop storing Your PII but, where We do keep it, We will tell You if We remove any restriction that We have placed on Your PII to stop Us processing it further. If We've shared Your PII with others, We'll let them know about the restriction where it is possible for Us to do so. If You ask Us, where it is possible and lawful for Us to do so, We'll also tell You who We've shared Your PII with so that You can contact them directly.

f) Your right to data portability

You have the right, in certain circumstances, to obtain PII You have provided to Us (in a structured, commonly used and machine-readable format) and to reuse it elsewhere or to ask Us to transfer it to Your chosen third party.

e) Your right to object

You can ask Us to stop processing Your PII, and We will do so, if We are: (i) relying on our own or someone else's legitimate interest to process Your PII, except if We can demonstrate compelling legal grounds for the processing; or (ii) processing Your PII for direct marketing purposes.

g) Your rights in relation to automated decision-making and profiling

You have the right not to be subject to a decision when it is based on automatic processing, including profiling, if it produces a legal effect or similarly significantly affects You, unless such profiling is necessary for the entering into, or the performance of, a contract between You and Us.

h) Your right to withdraw consent

If We rely on Your consent (or explicit consent) as our legal basis for processing Your PII, You have the right to withdraw that consent at any time. You can exercise Your right of withdrawal by contacting Us using our contact details in the "How to Contact Us" section above or by using any other opt-out mechanism We may provide, such as an unsubscribe link in an email.

i) Your right to lodge a complaint with the supervisory authority

If You have a concern about any aspect of our privacy practices, including the way We have handled Your PII, please contact Us using the contact details provided in the “How to Contact Us” section below. Please note that We may ask You to verify Your identity before responding to such requests.

11. Privacy Policy Coordinator

11.1. Our Privacy Policy Coordinator

If You have any concerns or questions about any aspect of this policy, please feel free to contact our Privacy Policy Coordinator as follows:

Privacy Policy Coordinator – Iurii Gusev

e-mail: info@x2b.finance

If You wish to exercise this right, please contact our Privacy Policy Coordinator and state which of these items You wish to opt-out of sharing with third parties.

Also, as discussed above, if You have registered on any part of the Product and You wish to update or make changes to Your PII on file with Us, You may contact our Privacy Policy Coordinator.

11.2. Privacy Policy of Third Party

We may use technologies provided by Google such as Google Play, so the Product contains elements of code that allow the analysis of Data, research marketing indicators, payment processing, display of mobile ads and the Product is distributed using the following Third parties:

a) Google LLC (1600 Amphitheatre Parkway Mountain View, CA 94043), conditions of processing and protection of personal data of Google LLC are located at the web address: https://policies.google.com/privacy

You may opt-out of having Your data by these Third partis by contacting them.

Note: Only inquiries about this policy or Your PII should be sent to the Privacy Policy Coordinator. No other communications will be accepted or responded to.

For communications on other matters, please contact Us through the means described on the Product, if available (e.g. in the “Contact Us” section if it’s available).

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If You don't agree to the terms contained in this Privacy Policy, You must immediately exit the Product and delete all Product's information from Device.